Expert Tax Guidance for Life's Most Important Decisions
Planning retirement, navigating a major life transition, managing your own investments, or facing an IRS issue?
We get it. The tax code is complex, the stakes are high, and you've worked too hard to leave money on the table.
As your year-round tax advisor with unlimited IRS representation rights, we provide strategic planning and expert advocacy that goes far beyond annual tax preparation. We help you understand your options, plan proactively, and make confident decisions at every stage.
You'll gain clarity on your tax situation and next steps. Long-term, you'll have expert guidance for planning and full representation if the IRS comes calling—year-round support, not annual abandonment.
Our Philosophy
You deserve more than a tax preparer who disappears after April. You deserve a year-round advisor who provides strategic planning, proactive guidance, IRS representation when needed, and unwavering support during life's most important financial decisions.
That’s our commitment.
What's Broken in the Tax Industry
Too many tax professionals treat clients like transactions:
❌ They prepare your return in April and disappear for the rest of the year
❌ They react to problems instead of preventing them
❌ They speak in jargon instead of plain English
❌ They focus on compliance, not strategy
❌ They leave you to face the IRS alone when issues arise
You deserve better.
Our Approach
-
Ongoing support and proactive planning—not seasonal abandonment.
-
We monitor your IRS account. If an issue arises, we catch it early. You never face a tax notice alone.
-
Enrolled Agent representation for IRS audits, notices, penalty abatements, and collections. When the IRS comes calling, you have unlimited advocacy rights at every level.
-
We model your taxes 3-5 years out and translate complex strategies into clear guidance. See the tax impact of major decisions—retirement withdrawals, Roth conversions, real estate sales—before you act.
-
From Roth conversions to Social Security strategies to estimated tax payments, we help you optimize your tax situation.
Expertise You Can Trust
Enrolled Agent (EA)
The highest credential awarded by the IRS, with unlimited representation rights at any level, for any tax matter.
Ramsey Solutions Master Financial Coach
Trained to help people make wise financial decisions aligned with their values and goals.
Educator Background
Over a decade of teaching experience translates to clear explanations of complex concepts.
Specialized Training
Holistiplan Certified for multi-year tax forecasting.
IRS representation for audits, notices, and collections.
Retirement tax planning specialist.
Our Ideal Clients
We work best with clients who:
✓ Are approaching or in retirement and need strategic planning for Social Security, pensions, and retirement distributions
✓ Manage their own investments and want tax optimization without investment sales pressure
✓ Are navigating financial transitions and need expert tax guidance
✓ Are business owners who need strategic tax planning beyond basic bookkeeping
✓ Are facing IRS issues—audits, notices, or collections—and need expert representation
✓ Value expertise and understand that proactive planning saves far more than it costs
✓ Want year-round support, not annual abandonment
The Meaning Behind Our Name
An estuary is where rivers meet the ocean—a place of transition, protection, and new direction.
We provide safe harbor during times of financial change. From retirement planning to IRS representation, from life transitions to tax optimization—your financial history meets your future strategy here.
Ready to Move Forward with Clarity?
Book your $195 discovery session to discuss your tax situation and explore how strategic planning and IRS representation can help. You'll gain clarity on your options and next steps.